International Travel Insurance
An International Travel Insurance policy provides coverage for medical expenses and cancelled, delayed, or rescheduled trips.*
An international travel insurance plan will protect you against financial risks and unwarranted medical expenses. It provides coverage for travellers outside of their own country, including baggage loss and cashless hospitalization abroad. Get an international travel insurance policy today & cover yourself against all kinds of risks while travelling!
Why should one get International Travel Insurance?
Coverage for medical expenses abroad
Medical emergencies can take the pleasure out of any trip and also prove to be expensive when travelling outside India. With our travel insurance, your expenses are covered for any medical emergency.
Safety from unforeseen losses like theft, flight delays
Flight delays and cancellations can happen anytime during a journey. However, you no longer need to worry as you get compensated for any unforeseen circumstances.
You get 24*7 assistance during an emergency
Our travel insurance plan comes with global assistance in over 200 countries. Help is just a phone call away!
Baggage Loss
The policy will cover you in case of the event where you lose your baggage during the trip.
Benefits of International Travel Insurance
Medical expenses and loss cover
International travel insurance covers the loss of tickets and passports for one year and up to a specified amount. In addition, it covers expenses that may result from a delay in flight or a missed connection. The plan covers all expenses related to repatriation and emergency evacuation.
Hassle-free
You can avail of international insurance online at the convenience of your home. Being protected is now more accessible and more cost-effective when you travel domestically due to overseas travel insurance.
Easy access to cash emergency
Overseas travel insurance provides easy access to cash 24 hours a day, 7 days a week.
Why Should You Enroll in International Travel Insurance?
A high sum insured of up to US $1 million
24x7 international travel assistance throughout their journey across 220 countries.
Coverage for trip cancellations , theft, flight and baggage delays
GST claim benefits for business travellers as per GST status
Special pricing starting at INR 216
Instant refunds with no cancellation charges before the travel start date
Visa complaint
Who can get International Travel Insurance?
Travel insurance for yourself and family
Parents and children can be covered up to the age of 60 and 21 respectively.
Schengen travel insurance plan
Adults must be at least 70 years old and infants must be older than 90 days in order to be covered by Schengen travel insurance.
What is included in International Travel Insurance
There are different inclusions in every travel insurance plan, most of which are customized for the traveller's needs. In any international insurance policy, some everyday events are covered:
Coverage for medical needs
International travel health insurance covers all medical emergencies and needs in a foreign country, including emergency medical expenses, hospital stays, dental expenses, evacuation for medical reasons, and accidental death. Additionally, some policies cover the transportation of the deceased or burial.
Protection for baggage
Any baggage-related event may be covered by an international travel insurance policy, such as loss of baggage or personal documents, loss or delay of checked-in baggage.
Trip-related coverage
Foreign travel insurance also covers personal liability for third-party damages, financial emergency assistance (crime, theft, decommission), distress allowance in case of hijacks, delays, missed connections, lost passports, and hotel accommodations (due to illness or injury).
Coverage for medical needs
International travel health insurance covers all medical emergencies and needs in a foreign country, including emergency medical expenses, hospital stays, dental expenses, evacuation for medical reasons, and accidental death. Additionally, some policies cover the transportation of the deceased or burial.
Protection for baggage
Any baggage-related event may be covered by an international travel insurance policy, such as loss of baggage or personal documents, loss or delay of checked-in baggage.
Trip-related coverage
Foreign travel insurance also covers personal liability for third-party damages, financial emergency assistance (crime, theft, decommission), distress allowance in case of hijacks, delays, missed connections, lost passports, and hotel accommodations (due to illness or injury).
What is not included in International Travel Insurance*
Even though International Travel Insurance policies provide exhaustive coverage, yet there are some exclusions; these vary by policy but generally include
Conflict or breach of law
Conflict or breach of law that results in any loss or illness.
Intoxication
Events caused by intoxication, alcohol, or others such as depression, suicide attempts, self-inflicted injuries, etc.
Health problems
The presence of pre-existing health problems
Terminal illnesses
Individuals with insurance travelling for medical treatment against the advice of their doctors or those with terminal illnesses.
Infections
Infections caused by venereal diseases or HIV/AIDS.
Treatments
Treatment for obesity or cosmetics.
*Coverage, terms and exclusions may differ from insurer to insurer. Please read respective product’s terms and conditions carefully before concluding a sale.
Conflict or breach of law
Conflict or breach of law that results in any loss or illness.
Intoxication
Events caused by intoxication, alcohol, or others such as depression, suicide attempts, self-inflicted injuries, etc.
Health problems
The presence of pre-existing health problems
Terminal illnesses
Individuals with insurance travelling for medical treatment against the advice of their doctors or those with terminal illnesses.
Infections
Infections caused by venereal diseases or HIV/AIDS.
Treatments
Treatment for obesity or cosmetics.
*Coverage, terms and exclusions may differ from insurer to insurer. Please read respective product’s terms and conditions carefully before concluding a sale.
Blogs and Related reading
Got questions?
Read on to find out more!
Is insurance mandatory for international travel?
Does travel insurance cover multiple countries?
Can I cancel my travel insurance policy?
PhonePe Insurance Broking Services Private Limited. IRDAI Direct Broker (Life & General)
Reg. 766 and Broker Registration Code IRDA/DB 822/20 Valid till 10/08/2024.
Regd. office - Office-2, Floor 4,5,6,7, Wing A, Block A,Salarpuria Softzone, Service Road,
Green Glen Layout, Bellandur, Bengaluru, Karnataka-KA, Pin- 560103
CIN: U66000KA2020FTC132814