Easy & Fast,
Multi-purpose Loans
Completely Digital
No need to visit the bank.
Transparent & Paperless Process
Apply & get a loan directly through your phone.
No Sales Calls
Avail & manage your loans without the hassle of unsolicited calls.
Personal Loans,
Simplified with PhonePe
Life is too short to live paycheck to paycheck. Apply for a personal loan to meet all your expenses, whether planned or unexpected.
4 Simple Steps to
Get Started
1. Choose Your Loan
Easily select from a range of pre-approved amounts and flexible tenures.
2. Enter Your Information
3. Complete KYC Digitally
4. Set Up Repayment
Why choose PhonePe Personal Loans?
Instant Loan Disbursal
Access your funds in near real-time with loans disbursed directly into your bank account upon approval.
Pre-Approved Loans
Experience the convenience of pre-approval for faster loan processing.
Competitive Interest Rates
Enjoy rates that match your financial needs.
Straightforward Closure
Foreclose your loan easily.
Access Anytime, Anywhere
Avail & manage your loan 24/7 at your convenience, through the PhonePe app.
Total Control Over Your Loan
View statement of accounts, repayment schedules, and get “no dues certificates” within the app.
CREDIT SCORE SERVICES
Unlock Your Credit Potential
Free Credit Reports
Get regular, complimentary updates on your credit score and reports from the Credit Bureau.
Detailed Credit Insights
Gain an understanding of factors affecting your credit score, including on-time/delayed payments, credit utilization, inquiries, and credit age.
Credit Score Improvement
Receive assistance in rectifying any inaccuracies in your credit report & discover strategies to enhance your credit score.
No Credit Score Impact
Checking your credit score on PhonePe won't negatively impact it.
Merchant Loans, to Help Your Business Thrive
Empower your business with quick & flexible loans, tailored to meet the unique challenges & cash flow requirements of your business.
Why choose PhonePe Merchant Loans?
Instant Loan Disbursal
Access your funds in near real-time with loans disbursed directly into your bank account upon approval.
Flexible Use of Funds
Freedom to use the funds as you see fit for your business growth and operations.
Affordable Interest Rates
Enjoy tailored interest rates to fit your business's financial situation.
No Foreclosure Charges
Flexibility to repay your loan early without any extra charges.
Daily Repayment Options
Conveniently pay back your loan through daily installments.
Collateral-Free Loans
Grow your business without a burden on your assets. Secure loans without the need for collateral.
Why Choose
PhonePe Lending?
Efficient and User-Friendly
Quick, flexible, and easy financing options
Adaptable to Your Needs
Loan amounts and terms that suit your individual or business needs
Committed to Your Security
Ensuring the safety and confidentiality of your financial data