PhonePe Lending

Empowering Your Financial Freedom

PhonePe lending

Easy & Fast,
Multi-purpose Loans

Completely Digital

No need to visit the bank.

Transparent & Paperless Process

Apply & get a loan directly through your phone.

No Sales Calls

Avail & manage your loans without the hassle of unsolicited calls.

Personal Loans,
Simplified with PhonePe

Life is too short to live paycheck to paycheck. Apply for a personal loan to meet all your expenses, whether planned or unexpected.

PhonePe lending

4 Simple Steps to
Get Started

1. Choose Your Loan

Easily select from a range of pre-approved amounts and flexible tenures.

2. Enter Your Information

3. Complete KYC Digitally

4. Set Up Repayment

Why choose PhonePe Personal Loans?

Instant Loan Disbursal

Access your funds in near real-time with loans disbursed directly into your bank account upon approval.

Pre-Approved Loans

Experience the convenience of pre-approval for faster loan processing.

Competitive Interest Rates

Enjoy rates that match your financial needs.

Straightforward Closure

Foreclose your loan easily.

Access Anytime, Anywhere

Avail  & manage your loan 24/7 at your convenience, through the PhonePe app.

Total Control Over Your Loan

View statement of accounts, repayment schedules, and get “no dues certificates” within the app.


Unlock Your Credit Potential

Free Credit Reports

Get regular, complimentary updates on your credit score and reports from the Credit Bureau.

Detailed Credit Insights

Gain an understanding of factors affecting your credit score, including on-time/delayed payments, credit utilization, inquiries, and credit age.

Credit Score Improvement

Receive assistance in rectifying any inaccuracies in your credit report & discover strategies to enhance your credit score.

No Credit Score Impact

Checking your credit score on PhonePe won't negatively impact it.

Merchant Loans, to Help Your Business Thrive

Empower your business with quick & flexible loans, tailored to meet the unique challenges & cash flow requirements of your business.

Why choose PhonePe Merchant Loans?

Instant Loan Disbursal

Access your funds in near real-time with loans disbursed directly into your bank account upon approval.

Flexible Use of Funds

Freedom to use the funds as you see fit for your business growth and operations.

Affordable Interest Rates

Enjoy tailored interest rates to fit your business's financial situation.

No Foreclosure Charges

Flexibility to repay your loan early without any extra charges.

Daily Repayment Options

Conveniently pay back your loan through daily installments.

Collateral-Free Loans

Grow your business without a burden on your assets. Secure loans without the need for collateral.

Why Choose
PhonePe Lending?

Efficient and User-Friendly

Quick, flexible, and easy financing options

Adaptable to Your Needs

Loan amounts and terms that suit your individual or business needs

Committed to Your Security

Ensuring the safety and confidentiality of your financial data